How does Title 21 dictate handling of personal injury claims after an auto accident?

How does Title 21 dictate handling of personal injury claims after an auto accident?

• A. Only the insurance company must handle claims
• B. Drivers must report injuries and cooperate with insurance investigations
• C. Personal injury claims do not need to be reported
• D. Claims can be made without police involvement

Answer: (B)

Title 21 emphasizes the importance of drivers reporting injuries as part of the protocol following an auto accident. This requirement is central to ensuring that all relevant information about the incident is documented and that proper procedures are followed for insurance claims. Cooperation with insurance investigations is also essential, as it allows insurers to accurately assess the circumstances of the accident and determine liability. By mandating that drivers report injuries and engage with their insurers, Title 21 aims to promote transparency and facilitate fair handling of claims. This process is critical for both the injured party seeking compensation and the insurance companies working to resolve the claims efficiently. Proper reporting and cooperation can help prevent disputes over the validity of the claims and ensure that injured parties receive the assistance they need.

Title 21 emphasizes the importance of drivers reporting injuries as part of the protocol following an auto accident. This requirement is central to ensuring that all relevant information about the incident is documented and that proper procedures are followed for insurance claims. Cooperation with insurance investigations is also essential, as it allows insurers to accurately assess the circumstances of the accident and determine liability.

By mandating that drivers report injuries and engage with their insurers, Title 21 aims to promote transparency and facilitate fair handling of claims. This process is critical for both the injured party seeking compensation and the insurance companies working to resolve the claims efficiently. Proper reporting and cooperation can help prevent disputes over the validity of the claims and ensure that injured parties receive the assistance they need.