What is the consequence of driving without insurance under Title 21?

Driving without insurance under Title 21 results in fines and the potential suspension of driving privileges. This reflects the legal expectation that all drivers must carry auto insurance to protect themselves and others on the road. When individuals choose to operate a vehicle without the mandated insurance, they subject themselves to significant financial penalties intended to discourage this behavior and promote safe driving practices.

Additionally, the possibility of a suspension of driving privileges serves as a further deterrent, as losing the right to drive can impact a person's mobility and independence. This approach prioritizes public safety and compliance with the law, ensuring that all drivers share the responsibility of maintaining adequate insurance coverage.

Other options, such as issuing only a warning or imposing community service requirements, do not align with the seriousness of driving uninsured. These alternatives would not effectively address the risks associated with uninsured driving, nor would they impose sufficient consequences to encourage compliance. Additionally, while imprisonment is a potential consequence for numerous offenses, driving without insurance typically does not escalate to that level unless there are aggravating factors involved.