What is the minimum liability insurance coverage required under Title 21?

The minimum liability insurance coverage required under Title 21 is correct in stating that it varies by state and typically includes both bodily injury and property damage. This variance is essential as each state has its own legislative measures regarding the minimum amounts of coverage to ensure that drivers are financially responsible for any damages or injuries that may result from an accident.

Bodily injury coverage typically pays for the medical expenses incurred by someone who is injured in an accident where the insured driver is at fault. Property damage coverage focuses on compensating for the costs associated with damage to another person's property due to the insured's driving.

This state-by-state variation takes into account local roads, traffic conditions, and the overall risk profile of driving in different areas, emphasizing the need for drivers to understand their specific state's requirements to remain compliant with the law.